EverY Financial Move Matters

Personalised finance guidance that makes your next step simple, confident, and meaningful.

About Me

Hi, I’m Kylie,

With many years of experience in lending, I have a genuine passion for helping people. Supporting clients in achieving their finance goals is an incredibly rewarding experience. Whether it’s your first or fifth loan, it’s important to have a trusted broker to guide you through the journey.

I specialise in helping first-home buyers, refinancers, and self-employed clients navigate the finance process with clarity and confidence. Whether it’s explaining the fine print, securing a competitive rate, or ensuring every detail is handled with care, my goal is to make the process as simple and stress-free as possible.

Clients often come to me feeling uncertain, overwhelmed, or unsure where to begin. I’m here to change that. At The Finance Effect, we believe every financial move matters, and I take pride in submitting clean, accurate applications and providing proactive communication every step of the way.

Let’s make your next move a meaningful one.

Our Services

First Home Buyers

Guiding you through every step to make your first purchase exciting, not overwhelming.

Purchase Your Next Home

Helping you upsize, downsize or relocate with ease and confidence.

Investment Purchase

Build your property portfolio with strategic finance that aligns with your goals.

Refinance

Review your current loan and secure a more competitive option to save money or improve flexibility.

Debt Consolidation

Combine multiple debts into one manageable repayment and take control of your finances.

Construction

From vacant land to building progress payments — support through the entire build process.

Get In Touch

Please drop us a line and we’ll get back to you.